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Renters Insurance

Keep Your Stuff Safe

Your landlord’s insurance policy covers the building, but not your personal things. Renters insurance helps protect you and your belongings if the unexpected happens.

A renters insurance policy may also pay for medical bills if someone is injured at your place.

Personal Property

Coverage for items such as clothing, electronics, furniture, tools, and appliances you own


If you host a party and one of your guests slips and falls, you could be liable to pay expenses

Loss of Use

May help pay for lodging and groceries if you can't stay at your place due to a covered loss

Renters Insurance FAQ

Protect the things you care about inside your four walls and beyond. Whether you live in an apartment, townhouse or house, renters insurance coverage can save you money and help you recover from damage or theft.

Similar to home insurance, renters insurance is a policy that protects you, your belongings and your living arrangements. It also typically includes other coverages like liability coverage, additional living expenses and guest medical protection.

Renters insurance covers you and your personal property against things like theft, fires, vandalism, windstorms, and injuries someone might sustain at your place.

Renters insurance is very affordable. In most cases, less than $15 per month. You can also usually get a discount by bundling with auto insurance.

Even your smallest items, like your clothes, linens and cookware, can add up quickly if you have to replace them all at once. TV’s, appliances, and other electronic devices are also expensive to replace.

Not to mention, if you have an accident – like starting a kitchen fire that damages your apartment – your landlord could hold you responsible for repairs.

Probably. Some homeowners policies extend coverage to college students away from home, but not in all situations. You should check your homeowners policy to see what’s covered.