Smarter Insurance for Agriculture
Agribusiness & Farm Insurance
No matter if you have a large livestock operation, hobby farm, or something in between, we have coverage options that fit your needs.
Farming is in Our Blood
We’re located in Ohio’s heartland, and have held deep roots in the farming community since our founding in 1949. We serve farms of all sizes, from 80-acre family farms to some of the largest commercial poultry operations in the country.
Farming is more than what you do, it’s who you are. We can provide coverage that helps protect the things you work hard for each day.
Hobby Farms
Equine
Crop Growers
Poultry
Livestock
Orchards & Vineyards
What Does Farm Insurance Cover?
Farm insurance is very flexible, and can be tailored to the exact needs of each operation. Sometimes it looks a lot like homeowners insurance, while at other times it very closely resembles commercial insurance.
Dwelling
When the house is on the policy, it’s usually covered at replacement cost or actual cash value, just like a homeowners insurance policy.
Farm Liability
Provides liability coverage in case you or your farm is responsible for somebody else’s injuries or property damage.
Barn/Outbuildings
Protection for many types of farm structures can be scheduled on your policy.
Livestock Coverage
You can choose to insure your livestock on either a blanket or a scheduled basis.
Farm Equipment
Your farm equipment could include anything from tractors and harvesters, to farm tools and drones. You can also choose whether you want to have blanket coverage or scheduled coverage.
Business Income
Can be added to commercial agribusiness insurance policies to keep the money coming in if your farm has to temporarily shut down due to a covered loss.
Workers Compensation
Can provide valuable insurance coverage if a farm employee gets hurt on the job.
Commercial Auto
If you’re hauling your grain or livestock, you may need a commercial auto insurance policy for adequate coverage.
Equipment Breakdown
If something breaks, this can cover repair costs, lost business income, spoilage, and loss of production.
Pollution Liability
Coverage for release of pollutants arising from manure spreading, pesticide and herbicide application.
We Know Chicken
Versailles, OH is home of the annual Poultry Days festival and is known as the “Poultry Capital of the Midwest,” due to several area poultry operations.
We’re with you from the start, from hatcheries to meat and egg distribution, we have what it takes to help protect the different aspects of your poultry business.
- Pullet Farms
- Feed Mills
- Meat/Egg Production
- Distribution
Resources for Agribusiness & Farms
We’re here to offer guidance to help you navigate through complicated choices when it comes to your insurance – and more.
Farms: Risk Management Strategies
The agriculture sector faces several risks stemming from ever-changing weather, yields, prices, government policies and global markets. In general, the following are five types of
Direct Marketing and Product Liability for Farmers
Direct marketing is an efficient way for farmers to interact with consumers and capture the full value of their harvests without depending on a third
Succession Planning for the Future of Your Farm
The process of maintaining family ownership of a farm can be difficult to navigate when the current owner or operator considers retirement. Studies show that
