The Limits of Indemnification Clauses
An indemnification clause is a provision in a construction contract that transfers risk to a specific party, namely the project owner, general contractor (GC) or subcontractor. Ultimately, it requires them
Explore insights from the Phelan Insurance Agency team on the trends, risks, and strategies shaping the future of business insurance and employee benefits.
An indemnification clause is a provision in a construction contract that transfers risk to a specific party, namely the project owner, general contractor (GC) or subcontractor. Ultimately, it requires them
Healthcare costs, and consequently employee benefit costs, have been growing at an alarming rate in recent years, and they’re not slowing down. Mercer projects that the total health benefit cost
Open enrollment season is arriving with a different feel this year. Costs are climbing faster than they have in over a decade, employees are asking for benefits that reflect the
Renewal season has a way of repeating itself for many fully insured employers. Regardless of claims experience, premiums continue to go up. Insurers do not base rates solely on any
Most commercial insurance relationships follow the same calendar. About 90 days before your renewal, someone calls. They send over an application. You sign off on whatever information they already have,
The trucking industry plays a critical role in supporting the U.S. economy, but it operates amid a complex set of challenges. Notably, the commercial auto insurance line has been unprofitable
We’re proud to share that Phelan Insurance Agency has been named one of the Best Agencies to Work For in 2025 by Insurance Journal! For those who may not know,
Identifying and retaining key employees is especially important in light of ongoing attraction and retention difficulties many employers have been facing. In order for organizations to continue to succeed, it
