Stay afloat in the event of a loss.
Ocean marine insurance provided by Phelan Insurance Agency, Inc.
Ocean marine insurance is insurance used to protect cargo, vessels, and other items while they are being transported across the ocean. We’ll work with you to design coverage that provides real protection when you’re in open waters.
The real risks of transporting cargo by sea.
As the saying goes, “worse things happen at sea.” And, believe it or not, this saying holds true when it comes to shipping goods across the ocean. Ocean cargo services face a surprising range of risks. As expected, these risks include the dangers of collisions with other ships or running aground, but there’s the threat of modern-day piracy, as well as the dangers of fire.
Policies for ship operators and their clients alike.
Ocean marine insurance policies cover some or all of these risks and are essential if your business relies on goods getting to their destination across the ocean in a timely and safe manner. Both ship operators and clients can take out ocean marine policies. Usually, a client will take out a policy that only covers their own goods, but offers better coverage limits or a faster claims processing schedule.
Flexibility to customize your ocean marine coverage needs.
There’s a great deal of flexibility with ocean marine insurance, with the biggest divide being between policies that only cover specified risks (and usually have lower premiums) and policies that cover any risks except for those that are specifically excluded.
Our insurance experts can help to walk you through these varying options.
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